Your Specialist
Jerry Brunker, CPCU, ARM - EXT 170
brunker@riskpro.us
Brett Byland, ARM - EXT 110
byland@riskpro.us
Your Specialist
Jerry Brunker, CPCU, ARM
EXT 170
brunker@riskpro.us
Brett Byland, ARM - EXT 110
byland@riskpro.us
Hired/ non-owned auto liability coverage intends to provide coverage for a business that is sued due to an accident involving a borrowed, rented, hired or leased vehicle used by an employee while in the course of conducting business for the named insured.
A hired vehicle would be a rental vehicle rented to conduct company business. A non-owned vehicle can include autos personally owned by an employee of the named insured (usually a corporation or limited liability company) and used in the course of conducting business for said named insured.
Hired, non-owned auto coverage strictly intends to extend coverage for defense and indemnity for claims against a named insured that arise from an accident involving a vehicle that is borrowed, rented, hired or leased by an employee for business conducted on behalf of the company listed as the named insured. Injury to employees could be covered by a workers' compensation policy; damage to vehicles could be covered by commercial and/or personal auto policies; and damage to company personal property in a vehicle in an accident could be covered under and inland marine policy.